{"id":24685,"date":"2019-01-30T15:33:33","date_gmt":"2019-01-30T20:33:33","guid":{"rendered":"https:\/\/www.rhinolawyers.com\/?p=24685"},"modified":"2026-05-27T16:38:29","modified_gmt":"2026-05-27T16:38:29","slug":"no-fault-insurance-in-tampa-florida","status":"publish","type":"post","link":"https:\/\/www2.rhinolawyers.com\/es\/no-fault-insurance-in-tampa-florida\/","title":{"rendered":"Seguro sin culpa en Tampa, Florida"},"content":{"rendered":"

Florida has a \u201cNo Fault\u201d personal insurance system meaning that the law requires each driver to have a $10,000 personal injury protection policy<\/a> (PIP). This means that when someone in Florida is involved in a car accident, all medical bills and lost wages up to $10,000 must be paid from the injured person\u2019s own PIP which pays 80 percent for medical bills and 60 percent of lost wages.<\/p>\n

It works like this: You get into an auto accident that is your fault. Then your PIP pays medical bills (80%) and any lost wages (60%) up to $10,000.<\/p>\n

Let\u2019s say it\u2019s the other driver\u2019s fault. Then not much has changed as you still have to use your own PIP insurance to pay for your medical bills and lost wages up to $10,000. However, what about those bills and\/or lost wages beyond $10,000?<\/p>\n

Exceptions to PIP Insurance<\/h2>\n

Florida law<\/a> allows for exceptions to having to use your own PIP. This means that if one of these exceptions applies, then you can sue the other driver. These exceptions are:<\/p>\n